Check out our video resources to learn more about the buying and selling process

5-Step Homebuying Process

  1. Get pre-approved by a trusted lender
  2. Schedule your free consultation with our team
  3. Find the right home for your needs and budget
  4. Make a strong offer and negotiate with expert guidance
  5. Close the deal and receive your keys

Let’s talk about your goals




We’re The Ortega Team,  the Real Estate Experts in San Diego.



Whether you’re just getting started or ready to take the next step, you’re in the right place to learn, plan, and move forward with confidence.



We’re honored to be part of your journey toward homeownership and we’re here to make it simple, clear, and personal.


Lets go start it!



Frequently Asked Questions

💰 How much money do I need to buy a home?

Most programs allow 3% to 5% down. Some offer help with closing costs too.

📉 Do I need perfect credit to qualify?

Many buyers qualify with mid-600s credit scores. We'll help you explore your options.

📊 How do I know what I can afford?

A free pre-approval from a lender will show your price range and monthly payment.

⏱️ How long does the homebuying process take?

Typically 30–45 days after your offer is accepted. We’ll guide you step-by-step.

🏦 Are there programs for first-time buyers?

Yes! We help you apply for down payment assistance and special rates.

🧭 Should I talk to a real estate agent before I’m ready to buy?

Definitely. Early guidance helps you avoid costly mistakes and plan smart.

💼 What if I’m self-employed or have irregular income?

We work with lenders who specialize in non-traditional income situations.

🏡 Will this house be “the one”?

If it meets 85% of your needs, it's likely the right one. We help you weigh your priorities.

🔍 Have we already seen all the houses for sale?

We filter hundreds of listings to show you what truly fits. Act fast when the right one appears.

💸 Am I offering the right price or overpaying?

The lender will order an appraisal. If it’s overpriced, we renegotiate or back out safely.

🧾 Will I really be able to afford this?

Yes, with planning. No more rent increases, plus tax benefits and equity growth.

REVIEWS

Christian Zimmermann

Zulu

Maribel Jimenez

Working with Alex and Anabel has been an absolute joy. From the very first interaction, they made me feel like more than just a professional connection—they treated me like a friend. Their warmth, kindness, and genuine passion for helping people shine through in everything they do. What truly sets them apart is their ability to create meaningful connections. They don’t just facilitate transactions; they bring people together, fostering relationships that go beyond business. Their communication is outstanding—they stay in touch, follow up consistently, and ensure that everyone involved feels informed and supported throughout the process. In an industry where trust and reliability are everything, Alex and Anabel embody both. Their dedication, professionalism, and heart-centered approach make working with them an absolute pleasure. I feel grateful to have had the opportunity to collaborate with such incredible individuals, and I would highly recommend them to anyone looking for real estate professionals who go above and beyond. If you’re looking for more than just great agents—if you want partners who truly care—Alex and Anabel are the ones to trust!

Eduardo Monterrubio

Excelente, puntual y respondió todas mis preguntas. Recomendado. (Translated by Google) Excellent, punctual and answered all my questions. Recommended.